Home owners insurance Toronto

Types of Insurance Home Owners Need

Buying a home is usually the number one investment for most people in their lives.  Because of this, it is important to safeguard that investment with the proper insurance policies.  From protecting the home itself to protecting your financial…
Home owners insurance Toronto

First Time Home Buyers Can Use RRSP Funds Tax Free

Did you know that first time home buyers in Canada can use part of their R.R.S.P. without having to pay taxes?  The Home Buyers Plan (HBP) is a Canadian federal government program which helps Canadian residents buy a home for the first time.…
Buying home insurance in Canada

Choosing The Right Insurance For Your Home

Do you know what type of homeowner's insurance is right for you?  If you're like most home buyers, you probably treat the process of getting insurance for your home as an afterthought.  Understanding the type of insurance coverage you have…
Home owners insurance Toronto

What is the Buyer Representation Agreement?

As most of you know, when you choose to sell your home and work with a real estate professional you are asked to sign a Listing Agreement. What most home buyers don't know though, is that there's an agreement made just for them too. A lot…
Home owners insurance Toronto
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New mortgage rules In Canada

So many of you may have heard that the government has yet again crunched down on mortgage rules. On June 21, in response to increasing household debt, Finance Minister Jim Flaherty announced new rules that he says could save Canadians thousands…
Home owners insurance Toronto

First time homebuyers: Use your tax benefits & RRSP funds

There are all sorts of benefits to being a first time homebuyer in Canada. Two you may be entitled to are the RRSP Home Buyers' Plan and the First-time Homebuyers' Tax Credit Program. Let's see how each works and whether or not they apply to…
Home owners insurance Toronto

Rock this way! – Another rockin’ Vaughan business

Finding the perfect home isn’t just about the house. A huge part of the search involves finding the right location with the necessary amenities, especially if you have children. This week, I’d like to highlight a local business, keeping…
Home owners insurance Toronto

Land Transfer Tax REFUND

The general consensus about the Land Transfer Tax is that it is pesky, expensive, and an unwelcome addition to the sale and purchase of every home. There are some intricate details to this tax that - if you purchase unadvised by a realtor…
Home owners insurance Toronto

Spring Cleaning: 10 Painter’s Mistakes

It's obvious that it's spring when your neighbours are out in the yard, and you can hear the hum of spring-cleaning vacuums when you walk down the street. You're cleaning out the garage, buying spring bulbs for the garden, and doing a few fix-me-ups…
Home owners insurance Toronto

Should Young Home Buyers Use RRSP?

You know the old saying, "every little bit counts"? When investing in real estate, this old saying certainly applies. With a competitive marketplace, the pricey cost of living in our society, and the endless advice on spending vs. saving, deciding…