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Tax Breaks for Ontario Homeowners

It can be overwhelming to navigate through some of the tax credits available to Ontario homeowners. Below is a list of the most common and accessible credits and rebates offered through the federal government as well as the province of Ontario. Federal First-time…
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What is a Home Equity Line of Credit?

And why should you have one? For guidance on this, I asked my friend Lino Contento, mortgage broker with Sherwood Mortgage Group. HELOC stands for Home Equity Line of Credit, a secured line of credit against a home. It's a convenient way…
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What you need to know about the realtor you are hiring

How many times a week do you see a realtor’s postcard in your mailbox? For most, it’s an annoying piece of junk that goes directly in the recycling box, but for me, it’s an opportunity to see who my competition is and what they are doing…
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How can I persuade my elderly parents to downsize?

Convincing your parents to downsize can sometimes be a matter of vocabulary. It might be helpful to use the term "rightsizing," which carries a more positive connotation.