Buying home insurance in Canada

Choosing The Right Insurance For Your Home

Do you know what type of homeowner's insurance is right for you?  If you're like most home buyers, you probably treat the process of getting insurance for your home as an afterthought.  Understanding the type of insurance coverage you have…
Canadian mortgage rules
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Changes To Canadian Mortgage Rules, An Interview With RBC's Lino Contento

The following is an interview with mortgage specialist, Lino Contento from Royal Bank.  Lino's been in the Financial/Banking industry for 25 years and has been with Royal Bank since 1999.  He's going to share with us some important changes…

Choosing A Real Estate Agent: Do Your Homework

Our Toronto waterfront condo seemed big enough for us and the dog. The truth was we were both, hubby and myself, thinking about a house. We got tired of going up and down in that elevator. Especially when you own a puppy. Anyhow, we decided…
Home owners insurance Toronto

What is the Buyer Representation Agreement?

As most of you know, when you choose to sell your home and work with a real estate professional you are asked to sign a Listing Agreement. What most home buyers don't know though, is that there's an agreement made just for them too. A lot…

Finding a family home in Toronto might not be possible

Last week, my husband and I were walking around the Beaches in Toronto, looking at the price of houses. It's not that we're thinking of moving. I was just curious. It donned on me suddenly that given the cost of homes in Toronto, a single-detached…
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New mortgage rules In Canada

So many of you may have heard that the government has yet again crunched down on mortgage rules. On June 21, in response to increasing household debt, Finance Minister Jim Flaherty announced new rules that he says could save Canadians thousands…
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Are you ready to own an investment property?

Many homeowners think that owning a second, investment property is something only the very rich can afford to do. Fortunately, that's just not true. In fact, many a homeowner has used an investment property as a wealth-building strategy…
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Single women create change in housing market

The future of the Canadian condo market could and likely will look very different than it does today - thanks to single women. Real estate professionals in the past have been unable to offer single exactly what they were looking for, simply…

First time homebuyers: Use your tax benefits & RRSP funds

There are all sorts of benefits to being a first time homebuyer in Canada. Two you may be entitled to are the RRSP Home Buyers' Plan and the First-time Homebuyers' Tax Credit Program. Let's see how each works and whether or not they apply to…
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An interview with Domenic Tozzo, Mortgage Specialist for RBC

Last week I met with Domenic Tozzo, Mortgage Specialist for RBC. I asked him a few questions; questions that I thought would be important to most homeowners with a mortgage. Let's see what Domenic had to say. Lisa: How long have you been in…